Terms of Agreement/Privacy Policy-Updated 2/07/15

Updated: 07-02-2015

When Life Talks, People Listen Terms of Service (“Agreement”)
Please read these Terms of Service/Agreement carefully before using www.whenlifetalks.com (“the Site”) operated by When Life Talks, People Listen (“us”, “we”, or “our”). This Agreement sets forth the legally binding terms and conditions for your use of the Site at www.whenlifetalks.com.

By accessing or using the Site in any manner, including, but not limited to, visiting or browsing the Site or contributing content or other materials to the Site, you agree to be bound by these Terms of Service. Capitalized terms are defined in this Agreement.

Intellectual Property Part I
Original “images” of art are inclusive of the exhibitions on display by Isabelle Rishel, Debbie Lucas and DLucas put forth and displayed on “our” site, within “books”, “Poems”, “Family Pictures”, “Pages”, “Slide-Shows”, any and all forms of presentation by the aforementioned artists as well as additional artists whose “images” are displayed on www.whenlifetalks.com. and protected as set forth by: Attribution-Noncommercial-NoDerivs CC BY-NC-ND. This license is restrictive, allowing visitors to download “images”, as previously described by “us”, and placed on “our” site www.whenlifetalks.com, When Life Talks, People Listen the ONLY “exceptions” being those “images” labeled as “for sale” items, these “images” do not fall under the Attribution-noncommercial-NoDerivs CC BY-NC-ND. They are protected on “our” site by the international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. Any and ALL material downloaded under the “Attribution-Noncommercial-NODerivs CC BY-NC-ND” license binds the “borrower” to Non-Commercial use of said “images” and maintains that the “borrower” credits “us” for ALL “images” downloaded with NO changes being made to the original “images” ensuring the integrity of the “artists” original work. ALL “images” as described and listed under “Intellectual Property Part I” are original works of art and may not, under any circumstances be used for commercial purposes when “borrowed”. Purchases of said “images” will ONLY be arranged by contacting the Administrator at www.lifetalks46@hotmail.com. 1qqqPlease review: License Deed (//creativecommons.org/licenses/by-nd/4.0), View Legal Code (//creativecommons.org/licenses/by-nc-nd/4.0/legalcode) for additional information.

Intellectual Property Part II
Exceptions of “images” in regards to the Terms of Service Agreement as stated in Intellectual Property Part I are “third-party quotes”, “blogs”, information and/or pictures obtained from third party sources (this will be noted if information is available and will credit third-party links and/or website names), “texts” (which will denote if they are protected under Part I or Part II of “Intellectual Property” and the Terms of Service Agreement. (See also Links to Other Sites). The above is bound under Attribution-ShareAlike CC BY-SA, View License Deed (//creativecommons.org/licenses/by-sa/4.0, View Legal Code (//creativecommons.org/licenses/by-sa/4.0/legalcode). This license allows remix, tweak, and the authorization to build upon “borrowed” work, even for commercial use, as long as “we” are credited with the “original work”, this applies to the licensing of your new “creation” as well. “We” strongly believe in the Creative Commons license design. Therefore “borrowing” others’ work, while giving credit to original authors, enhances everyone’s creativity. As a reminder, all works conveyed on www.whenlifetalks.com, When Life Talks, People Listen are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

Termination We may terminate your access to the Site, without cause or notice, which may result in the forfeiture and destruction of all information associated with you. All provisions of this Agreement that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.Your use of the Services is at your own risk. The Services and information included therein are provided on an “as is” basis. WE AND OUR LICENSORS AND SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE. Without limiting the foregoing, we, our licensors, and our suppliers make no representations or warranties about the following:
1.The accuracy, reliability, completeness, endorsement by-of medical professionals, or timeliness of the Services or information contained therein.

In no event will we, our licensors, our suppliers, or any third parties mentioned be liable for any damages (including, without limitation, incidental and consequential damages, personal injury/wrongful death, lost profits, or damages resulting from lost data or business interruption) resulting from the use of or inability to use the Services; STOA Life Talks We Listen, LLC (“us”, “we” or “our”), When Life Talks (“us”, “we” or “our”) or information contained therein, whether based on warranty, contract, or any other legal theory, and whether or not we, our licensors, ours suppliers, or any third parties mentioned are notified of the possibility of such damages. We, our licensors, our suppliers, or any third parties mentioned within the Services are not liable for any personal injury, including death, caused by your use or misuse of the Services or any information contained therein. Any claims arising in connection with your use of the Services must be brought within one (1) year of the date of the event giving rise to such action occurred. Remedies under these Terms of Use are exclusive and are limited to those expressly provided for in these Terms of Use.

You agree to defend, indemnify, and hold each of us and our respective officers, directors, employees, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of these Terms of Use.

Links To Other Sites
Our Site may contain links to third-party sites that are not owned or controlled by When Life Talks, People Listen or STOA Life Talks We Listen, LLC. We have no control over, or assume any responsibility for, the content, privacy policies, or practices of any third party sites or services. We strongly advise you to read the terms and conditions and privacy policy of any third-party site that you visit.

Governing Law
This Agreement (and any further rules, policies, or guidelines incorporated by reference) shall be governed and construed in accordance with the laws of the United States (USA) and Alabama without giving effect to any principles of conflicts of law.

Changes To This Agreement
We reserve the right, at our sole discretion, to modify or replace these Terms of Service by posting the updated terms on the Site. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms of Service.Please review this Agreement periodically for changes. If you do not agree to any of this Agreement or any changes to this Agreement, do not use, access or continue to access the Site or discontinue any use of the Site immediately.

If you have any questions about this Agreement, please contact us at lifetalks46@hotmail.com

Copyright and trademark notices
All contents of the www.whenlifetalks.com website and STOA Life Talks We Listen, LLC are Copyright © 2014 When Life Talks, People Listen and/or its suppliers, affiliates and partners. All rights reserved.

When Life Talks, People Listen™ and www.whenlifetalks.com™ is registered trademark of When Life Talks, People Listen. The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

Notices and procedure for making claims of copyright infringement
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider’s Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE ABOVE PROCEDURE WILL RECEIVE NO RESPONSE

This Agreement was last modified on February 7, 2015.

When Life Talks, People Listen and STOA Life Talks We Listen, LLC Privacy Policy
We know that protecting your private information is our priority. This Statement of Privacy applies to the www.whenlifetalks.com, When Life Talks, People Listen and STOA Life Talks We Listen, LLC governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to When Life Talks, People Listen include www.whenlifetalks.com. and STOA Life Talks We Listen, LLC. By using the When Life Talks website, you consent to the data practices described in this statement.

Collection of your Personal Information
When Life Talks and STOA Life Talks We Listen may collect personally identifiable information. If you purchase our products and/or services, we collect billing and credit card information. This information is used to complete the purchase transaction. We may gather additional personal or non-personal information for the benefit of the client when contracting services with STOA Life Talks We Listen, LLC now and in the future.

Information about your computer hardware and software may be automatically collected by When Life Talks, People Listen and/or STOA Life Talks We Listen. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of this website.

We encourage you to review the privacy statements of the websites you choose to link to from. We are not responsible for the privacy statements of other content on websites outside of the www.whenlifetalks.com website.

Use of your Personal Information
Personal information is collected and private to each individual. It is used for the purpose to operate this
website(s) and deliver services you have requested.

When Life Talks, may also use your personally identifiable information to inform you of other products or services offered from or in relation to the When Life Talks website, and its affiliates. We may also contact you via surveys to conduct research about your opinion of current services or of potential new services available. We respect your rights and privacy and will not disrupt the integrity of this website by a disproportionate amount of notifications.

When Life Talks, People Listen does not sell, rent, lease its customer lists to third parties.

When Life Talks, People Listen may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services When Life Talks, People Listen website, and they are required to maintain confidentiality of your information.

When Life Talks, People Listen website may keep track of the websites and pages our users visit within When Life Talks, People Listen, in order to determine what When Life Talks, People Listen services are the most popular. This data is used to deliver customized content and advertising within When Life Talks, People Listen website to customers whose behavior indicates that they are interested in particular subject area.

When Life Talks, People Listen website will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conformed to the edicts of the law or comply with legal process served on When Life Talks, People Listen website; (b) protect and defend the rights or property of When Life Talks, People Listen website; and (c) act under exigent circumstances to protect the personal safety of users of When Life Talks, People Listen website, or the public.

Use of Cookies
The When Life Talks, People Listen website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or to deliver viruses to your computer. Cookies are uniquely assigned to you, and only be read by a web server in the domain that used the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize When Life Talks, People Listen pages, or register with When Life Talks, People Listen site or services such as STOA Life Talks We Listen, LLC, cookies help recall your specific information on subsequent visits, this simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same When Life Talks, People Listen website, the information you previously provided can be retrieved, so you can easily use the When Life Talks, People Listen features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the When Life Talks, People Listen services or websites you visit.

Children Under Thirteen When Life Talks, People Listen does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe
We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from When Life Talks, People Listen by contacting us here:

Changes to this Statement
When Life Talks, People Listen website will occasionally update this Statement of Privacy to reflect company and customer feedback. When Life Talks, People Listen encourages you to periodically review this Statement to be informed of how When Life Talks, People Listen is protecting your information.

Contact Information
When Life Talks, People Listen welcomes your questions or comments regarding this Statement of Privacy. If you believe that When Life Talks, People Listen website has not adhered to this Statement, please contact the Administrator at: lifetalks46@hotmail.com

By accessing this site you have agreed to the Terms of Service and/or Agreement and the Privacy Policy as stated above.

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